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Financial ServicesBenefits:
Enjoy These AdvantagesA dedicated team of experts stands ready to offer:
And, as an added thank you for closing your loan with us, we’d like to give you your choice of an exciting thank-you gift!3 Who We areFor over 150 years, the Wells Fargo name has stood for reliability, integrity and pioneering innovations that help people manage their money and grow their assets. As part of the Wells Fargo & Company family, Wells Fargo Home Mortgage can provide easy access to banking, insurance, investment and consumer finance services to help our valued customers achieve current goals and realize future dreams. Look to the future. See Wells Fargo today! Services OfferedFeel Confident In Experienced HandsAt Wells Fargo, we are continuously developing new products and features to meet the ever-changing needs of today’s homeowners and real estate investors. We know the right financing program can help you achieve your dreams. The following is a sampling of what we do:
With our responsive service and professional expertise, we are here to help homebuyers achieve their dreams by providing smooth loan experiences and developing customer relationships. How it WorksLittle Extras Make A Big DifferenceThe advantage of using a full service lender is in the details. As the nation’s leading retail mortgage lender,6 we are committed to making your home purchase or refinance as effortless as possible. We customize a solution for you from our extensive selection of products and programs. But we don’t stop there. We have a variety of ways to help you save time and money throughout the homebuying process. We make the extra effort so you can relax. If you have any questions, click here to e-mail your Preferred Moves® counselor or call toll free: 866-786-5512 Look to the future. See Wells Fargo today! Notes:1. You will need a minimum of 5% down payment and must meet our credit guidelines to be eligible for a loan decision during your application call. Other underwriting conditions may apply such as maximum loan amount, property type and occupancy restrictions. Because with this program your loan decision may not be subject to an appraisal, you may want to consult your legal advisor to include an appraisal contingency in your purchase contract. 2. This guarantee is not a commitment to lend and excludes the following loan products and programs: refinance, renovation, construction and construction to permanent financing, reverse mortgages, brokered applications, state and local bond loan programs, the Community Homeownership Affordable Mortgage Program, the Community Development Mortgage Program, Rural Development programs, cooperative apartments, and any loan, product or program that requires a third party approval. This guarantee includes purchase transactions secured by a first mortgage or deed of trust with Wells Fargo Home Mortgage. Other programs may qualify. Call Wells Fargo Home Mortgage for complete details. Wells Fargo Home Mortgage must receive a copy of the original purchase contract listing the initial closing date and all required loan documentation within 48 hours of submitting all complete loan information. The purchase contract must allow at least 10 calendar days between the date we receive all required and complete loan information, including property address, and initial closing date. Applications greater than $1 million, FHA, VA, Expanded Financing Alternatives, Home Credit Solutions, Home Opportunities or other non-traditional mortgage product applications, must allow a minimum of 21 calendar days between these dates. FHA regulations require a minimum cash investment from a borrower. Therefore, if we miss the initial closing date as indicated in the original purchase contract for an FHA loan product we’ll make a donation equivalent to the borrower’s first month’s mortgage payment to a faith-based or non-profit organization of their choice. The recipient organization must have status under 501(c)3 of the Internal Revenue Code. 3. The Gift Choice offer and other benefits through The Employee Mortgage Program® cannot be combined with the benefits of The Relocation Mortgage ProgramSM or any other program or offer. Offer does not apply to assumption or modification loans, loans originated through brokers, joint ventures or other third parties, home equity loans or home equity lines of credit. Offer valid for new purchase or refinance mortgage loan applications taken through The Employee Mortgage Program on or after September 1, 2006 and is available for a limited time. Contact your mortgage consultant for additional details, terms and conditions. The Gift Choice offer is administered by BI, which is not affiliated with Wells Fargo Home Mortgage and is subject to change or be withdrawn at any time without notice. A gift list can be obtained by calling 877-533-4521. 4. Home equity loans and lines of credit are available through Wells Fargo Consumer Credit Group, a division of Wells Fargo Bank, N.A., Member FDIC and Equal Housing Lender. 5. Must be at least 62 years of age. Call for more detailed program information. 6. Based on yearend 2005 statistics by Inside Mortgage Finance 2/17/06. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. If you have any questions, click here to e-mail your Preferred Moves® counselor or call toll free: 866-786-5512 ©2006 Wells Fargo Bank, N.A. All rights reserved. #41583 9/06 An Equal Housing Lender. Look to the future. See Wells Fargo today! |
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Make and manage the investment of a lifetime with home financing that advances your immediate and long-term financial goals. The Employee Mortgage Program® from Wells Fargo Home Mortgage can make realizing homeownership goals more convenient and less costly for Preferred Moves employees and their immediate family members. 
