Financial Services

Benefits:

Upon closing your new mortgage you'll be entitled to choose one of the following value-added benefits:1

  • $500 credit toward closing costs2
  • Free three-day, two-night hotel vacation package to one of more than 850 destinations at Marriott, Hyatt and Wyndham properties3
  • One-year home warranty4

Additional benefits include:

  • Competitive interest rates
  • One point of contact
  • Purchase or refinance loans
  • Wide selection of products
  • Free float-down feature on many products if rates improve
  • Streamlined application by phone, online or mail
  • Quick loan decisions
  • Extended rate periods available—up to 360 days5

Who We are

Corporate Mortgage Services is a business unit within Wachovia Mortgage, FSB, one of the largest mortgage providers in the nation.  We pride ourselves on being a “one stop shop” for all of your mortgage and financial needs.  Backed by the nations 4th largest bank6, we are able to provide first mortgages and equity lines, as well as access to a full array of banking products, and more.  With a simple phone call, we are able to extend our services to members of Coldwell Banker Preferred Moves throughout all 50 states and the District of Columbia. 

Other Services Offered

Choose Wachovia for your mortgage and it also opens the door to a new world of options to make your financial life easier, such as:

  • Free Wachovia Online Banking with BillPay7
  • Home equity loans with simultaneous closings
  • Brokerage services8
  • Insurance services9
  • Checking and savings accounts
  • Auto and personal loans
  • Credit cards

How it Works

Our simplified five-step decision and closing process ensures your mortgage is finalized as quickly as possible.

Here’s what to expect:

  • The call.  You can pre-qualify with or without a property in mind.  We’ll help you decide a rate and mortgage program that fits your needs.
  • The application.  Apply by phone, online, fax, or mail, as you prefer.
  • The initial review.  You’ll receive an initial decision within 24 yours of receipt of your application, and often within minutes.  
  • The final decision.  Upon completion of your property valuation and receipt of all required loan documentation, your loan request is reviewed and underwritten for a final decision.
  • The closing.  Once approved, we’ll forward the final closing documents to your closing agent for your review and signature.

Our process really is as easy as it looks.  Just dial the phone, we’ll guide you through the process, you sign the papers and Welcome Home.  It’s as simple as that, leaving you time to focus on the more important things in life.

If you have any questions, click here to e-mail your Preferred Moves® counselor or call toll free: 866-786-5512

Notes/Disclosures:

All loans, lines of credit and credit cards are originated by Wachovia Mortgage, FSB, Wachovia Bank, N.A., Wachovia Bank of Delaware, N.A., Wachovia Financial Services, Inc., Wachovia Education Finance or Wachovia Card Services, N.A. and are subject to credit approval, verification and collateral evaluation. Products are not available in all areas. Programs, rates, terms, and conditions are subject to change without notice. The Welcome Home mortgage program is available only through Wachovia Mortgage’s Corporate Mortgage Services division. Certain restrictions apply. Please contact us for details.

1. You may choose one of the three options shown. Benefits are provided at loan closing or sent to the borrower after loan closing, depending on the option you choose. Only one option is available per mortgage loan and is not available on equity loans or lines of credit. No cash will be provided. This offer is only valid on actual mortgage loans closed through Wachovia Mortgage's Corporate Mortgage Services division in Wilmington, NC and will not be credited if your loan is denied or withdrawn. Offer is subject to change without notice. Other restrictions apply. Please see specific information regarding each option below and contact us for details.

2. Amount of credit will be the lesser of $500 or 1% of your loan amount and will be applied toward your Origination Fee, which is typically 1% of your loan amount. Any remaining credit will be applied toward borrower-paid closing costs as a credit at closing.

3. If you select the hotel vacation package you will receive a certificate after loan closing that is redeemable for a 3 day/2 night hotel stay at your choice of over 850 hotel properties. Accommodations vary by location. Transportation is not included. Reservations are subject to availability and reservation changes may require fees or result in forfeiture of your certificate. Certificate cannot be replaced if lost or stolen and may be transferable. Please see myhomeandaway.com for more information.

4. Not all home systems and appliances are covered. Systems and appliances must be in good working condition on the effective date of coverage. Certain restrictions, exclusions and limitations apply. The Cross Country Home Services Warranty Plan is issued by HomeSure Services, Inc., Fort Lauderdale, FL, except in the following states where it is issued by the identified entity: in Alabama, Florida, Illinois, Iowa, Nevada, New Hampshire, New Mexico, New York, North Carolina, Oklahoma, South Carolina, Texas, Utah, Vermont, Washington, Wisconsin and Wyoming by HomeSure of America, Inc., Fort Lauderdale, FL; in California by HomeSure Protection of California, Inc., Fort Lauderdale, FL; and in Arizona and Massachusetts by HomeSure of Arizona, Inc, Fort Lauderdale, FL. The Home Protection Plan in Virginia and Oregon is issued by HomeSure of Virginia, Inc., Fort Lauderdale, FL. Services are provided by independent trades-people/contractors. Please see contract for actual terms and conditions. Benefits may vary by state.

5. A non-refundable extended rate lock fee will be required if extended rate lock is selected.

6. Wachovia Corporation is the 4th largest bank holding company, based on assets as compared to all top-20 U.S. financial institutions.

7. Normal bank fees apply to linked accounts. Customer must obtain Internet access. Offer limited to personal accounts. A Web browser utilizing 128-bit encryption is required for Online Banking and BillPay. Information and pricing subject to change.

8. Wachovia Securities is the trade name under which Wachovia Corporation provides brokerage services through two registered broker/dealers: Wachovia Securities, LLC, member NYSE/SIPC, and Wachovia Securities Financial Network, LLC, member NASD/SIPC. Each broker/dealer is a separate, non-bank affiliate of Wachovia Corporation.

Security and Insurance Products: Not insured by FDIC or any Federal Government Agency; May lose value; not a deposit of or guaranteed by a bank or any bank affiliate.

9. Insurance Products are offered through non-bank affiliates of Wachovia Corporation and are underwritten by unaffiliated insurance companies.

Deposit products offered by Wachovia Bank, N.A. and Wachovia Bank of Delaware, N.A. Members FDIC. Only deposit products are FDIC insured.

Equal Housing Lender

If you have any questions, click here to e-mail your Preferred Moves® counselor or call toll free: 866-786-5512